What is bankruptcy?

Personal Bankruptcy offers serious relief for individuals who qualify.  It is for honest people who are in need of a fresh start financially. Filing for Chapter 7 or Chapter 13 bankruptcy could be your solution to stop worrying, eliminate unsustainable debt, and allow you to rebuild your finances.

Who files for bankruptcy?

People from all walks of life find it beneficial to get a fresh start.  Bankruptcy is not just for the rich and famous anymore.   Sure, people like Henry Ford and Milton Hershey have had to file bankruptcy, but that didn’t keep them from moving on to build successful businesses and careers.   In fact, we think filing personal bankruptcy takes courage and a sense of optimism.  

Chapter 7 or 13
What’s the difference?

 In most cases involving Chapter 7, you keep all your belongings and property and lose your debt—with some exceptions.   

Chapter 13 involves a repayment plan based on your budget and other considerations.
We can discuss this in more detail during your free consultation with Timothy Baker.

What are the benefits of bankruptcy?

Benefits Include:
Stopping creditor telephone calls and harassment.

Stopping Sheriff’s sales and levies.

Restoring peace of mind.

Keeping what you own.

Eliminating unwanted debt.

Getting a fresh start to rebuild credit.

Can you stop the phone calls?

Yes, we can stop the calls.

First pick up the phone, call Baker Law Firm for your free initial consultation.  

Then you can be saying "GOODBYE" to bill collectors.

         How Long Should I Wait?

Your in-person consultation with Timothy Baker is 100% free, and could change your life for the better. You will find out if bankruptcy is the solution for your specific situation.

 Call today, we are here for you.   We have one office, and it is right here in York, Pennsylvania. We are dedicated to helping local folks get out of debt, and make a fresh start.